The roommate guide
Practical guides to splitting rent, bills, groceries and chores fairly with your roommates.
Money and bills
Why group chats fail at tracking roommate expenses
Tracking shared expenses in a group chat gets messy fast: lost messages, no running total and payment arguments. Why it fails and a simple way to switch.
Shared household expenses list: what roommates split
Which costs should roommates share and which stay personal? A practical list covering rent, bills, groceries, cleaning and internet, with split tips.
How couples can split household expenses: 4 methods
Fair expense splitting for couples living together: equal, income-based, category-based and joint account methods, a worked example and how to start the talk.
How to start a house fund with your roommates
Set up a roommate house fund for toilet paper, detergent and small repairs: how to pick the monthly amount, simple rules and an easy way to keep track.
How much rent can you afford? The 30% rule explained
What share of income should rent be? The 30% rule explained, how to calculate it, how sharing with roommates changes the ratio, plus worked examples.
How to talk about money with roommates: 7 steps
Money talks with a roommate feel awkward. How to start the conversation, sample sentences and seven practical steps to keep tension low and trust high.
How to split rent and bills fairly with roommates
Four ways to split rent, utilities and groceries with roommates, with worked examples and 7 simple rules that stop money arguments before they start.
Roommate expense app: 7 things to look for
Choosing an app to split rent and bills with roommates? Seven criteria: speed, flexible splits, clear balances, mutual approval, reminders and data privacy.
Splitwise alternative for roommates: what to look for
Looking for a Splitwise alternative built for shared homes? What to compare, and what Ev Ortağım offers for rent, chores, reminders and mutual approval.
How to track who owes what between roommates
How to keep track of shared debts between roommates: three methods, a worked debt-simplification example and the record-keeping mistakes to avoid.
How to split electricity, water and gas bills with roommates
Four ways to split electricity, water and gas bills with roommates: equal shares, day-based, usage-based and fixed monthly amounts, with worked examples.
How to split groceries and shared costs with roommates
How to split groceries with roommates: shared pot versus logging, a shared-versus-personal list, and the situations that cause arguments.
Reminder messages to send a roommate who owes you money
Ready-to-send messages for asking a roommate to pay what they owe: friendly first reminders, light-hearted nudges and firm last notices. Keep the peace.
What to do if your roommate won't pay their share
If a roommate is not paying rent, bills or groceries, here is what to do step by step: talk, show the record, agree a plan, set rules and know the last resort.
How to plan a student apartment budget with roommates
Plan a student apartment budget: rent, fees, utilities and groceries, a per-person cost table, the surprise expenses and ways to save with roommates.
Roommate expense spreadsheet: a template for Excel or Sheets
Track shared expenses with roommates in Excel or Google Sheets: columns, per-person share and balance formulas (SUM, SUMIF), plus the limits of spreadsheets.
Living together
Dorm or apartment? A student cost and lifestyle guide
Dorm or a shared apartment for university? Compare monthly cost with a simple formula, plus freedom, commute, safety and the questions to ask before deciding.
How to set up a fair chore chart for roommates
How to set up a fair chore schedule with roommates: rotating lists, fixed jobs and a points system, with a sample weekly chart and tips that make it stick.
Roommate agreement: 12 house rules to include
How to write a roommate agreement (house rules): 12 example rules on guests, quiet hours, cleaning and money, plus a copy-and-paste template.
How to resolve roommate conflicts: 9 steps that work
Had an argument with your roommate? Nine practical ways to resolve it: cool off, "I" statements, a neutral mediator and writing down the agreement.
Living alone or with roommates? Pros and cons
Is it better to live alone or with roommates? Compare cost, freedom, social life and responsibility, with a decision checklist and middle-ground options.
Your first week with a new roommate: 10 things to do
How to start well with a new roommate: a 10-point first-week checklist covering rules, money, cleaning, keys and a welcome dinner for a strong start.
Moving and finding a place
When a roommate moves out: how to settle up fairly
A roommate is leaving: how do you settle rent, bills, deposit and shared items? A step-by-step checklist with a worked example and tips on a replacement.
How much does moving cost? A full checklist of expenses
How much cash do you need to move to a new place? Deposit, first rent, fees, movers, furniture and hidden costs, with a checklist and a worked example.
How to write a roommate ad that attracts the right person
Looking for a roommate? What to put in the ad, two example ads, how to vet applicants and safety tips so you find the right person for your home.
10 money questions to ask a roommate before they move in
Money questions to ask a potential roommate: rent share, bills, deposit, payment day and shared costs. Settle the issues before anyone moves in.
Moving out: how roommates split the deposit and shared items
When a roommate moves out, how do you handle the deposit, shared belongings and final bills? A step-by-step guide with a worked example and checklist.
First apartment checklist: 40 things you need
Moving into your first apartment? A 40-item checklist by room: kitchen, bathroom, bedroom and cleaning, plus what to buy first and what roommates can share.
Apartment viewing checklist: 25 things to check before you rent
What to check when viewing a rental? A 25-point apartment viewing checklist: damp, water pressure, heating, internet, noise, and questions to ask the landlord.
Fun and food
6 roommate money types: which one are you?
The planner, generous one, accountant, forgetter, avoider and easygoing one: six roommate money types, their signs, strengths and how to live well with each.
Roommate types: which one are you? 8 classic characters
Eight roommate types every shared home has: the clean freak, night owl, chef, ghost and more. Which one are you, and how do you live happily with each?
Weekly meal plan for roommates: a cheap 7-day menu
How do roommates plan meals together? A cheap 7-day menu, a shared shopping list, a cooking rota and tips for cutting food waste.
How to decorate a rental without damaging it: 15 ideas
Make a rental feel like home without drilling or painting: 15 cheap ideas for lighting, textiles, plants and no-drill hanging, plus shared decor with roommates.
How to save money as a student: 15 practical tips
15 practical ways to save money in a student apartment or with roommates: groceries, bills, transport, subscriptions and shared shopping to ease your budget.
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